Forward-looking personal finance
HOLY SHEET,
I'M ACTUALLY FINE.
Most money apps tell you what already happened. Holy Sheet tells you what is coming: a cash-flow calendar, a daily safe-to-spend number, and a forecast that does the worrying so you do not have to.
Every bill and paycheque on a month grid, with a running projected balance so you can see the dips before they happen.
One honest number beside the calendar: what is genuinely free to spend now, before the next paycheque lands.
We flag price creep and the subscriptions you forgot you had, then make cancelling a one-line decision.
Transfers and net worth are correct by construction. Your balances never drift, because they are derived, not stored.
Connect your own AI client through our secure MCP server to classify, import, and tidy up, on your terms.
Add a transaction on your phone and the calendar on your laptop updates within a second. Optimistic, versioned, safe.
Free at launch.
Holy Sheet is free while we build. A paid tier may come later, but everything you see now stays. No ads, no selling your data, no nonsense.
Get on the list.
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