Features
Everything points forward.
Most money apps are a rear-view mirror. Holy Sheet is the windshield.
See the month before it happens
The cash-flow calendar puts every bill and paycheque on a grid with a running projected balance, so a tight week shows up days early, not the morning it bites.
One honest number
Safe-to-spend is the money that is genuinely free right now, after your upcoming bills, your budget commitments, and the cash you have set aside in sinking funds.
A ledger that cannot drift
Every transaction is double-entry. Transfers and net worth are correct by construction because balances are derived from postings, never stored or edited.
Entry that gets out of your way
Type "Tim Hortons 4.50 chequing yesterday" into the command bar, or paste a block of bank rows and let the parser structure, dedup, and file them. The uncertain ones queue in one place.
The subscription killer
We flag quiet price creep on your recurring charges and surface what you forgot you were paying for, with the annual cost made vivid.
Loans, made concrete
A full amortization engine shows interest versus principal on every payment, reconciles against your lender balance, and projects the impact of a prepayment.
Bring your own AI
Connect any MCP client with a scoped, revocable token. It can classify, import, and tidy up your money, and never touch your security.
Realtime everywhere
Add something on your phone and your laptop updates within a second. Optimistic, versioned, and safe for money.